• What downpayment is required for a mortgage?

    Author: Steve Hayward |

    The minimum down payment on a mortgage typically ranges from 5-20%, or 5% of the total value of the property.

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  • Should I refinance to invest?

    Author: Steve Hayward |

    Before making this decision, weighing the pros and cons is essential. Your agent is best equipped to guide and educate you on the associated risks, benefits and implications.

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  • Can self-employed people get a mortgage?

    Author: Steve Hayward |

    Yes! Self-employed people can get a mortgage thanks to some special requirements being put in place by lenders.

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  • What documents will I need to provide when applying for a mortgage?

    Author: Steve Hayward |

    You will typically need to provide copies of tax paperwork, pay stubs, bank statements, photo identification and proof of current address.

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  • What is the advantage of working with a mortgage agent/broker?

    Author: Steve Hayward |

    Our mortgage brokers are highly experienced, possessing over eight years in the industry. Our status as independent brokers allows us to work for you rather than the bank, and our services come without any extra fees. Additionally, our access to a network of over fifty lenders gives us the capacity to provide customized services that meet your unique needs. Finally, we're available around the clock to answer questions and provide updates and annual reviews free of charge!

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